Users who have applied for a credit card should be familiar with the cash advance of a credit card. Basically all credit cards have a cash advance limit. After all, simply using a credit card can only be used for consumption, while a credit card's cash advance can withdraw funds and alleviate short-term capital turnover problems. So does credit card cash advance have an impact on the fixed limit?

Does credit card cash advance have an impact on the fixed limit?

Credit card cash advance occupies a fixed limit. Under normal circumstances, , the credit card cash advance limit is 50% of the fixed limit. However, different banks have different regulations on cash advance loan limits. For example, ICBC's cash advance loan limit is generally 30% of the fixed limit. Taking 50% of the cash advance limit as an example, when the credit card fixed limit is 10,000 yuan, then the cash advance limit is 5,000 yuan. Once the 5,000 yuan is withdrawn, the fixed limit in the credit card will only be 5,000 yuan.

The above is an introduction to credit card cash advances, I hope it can be helpful.