Credit card bills are something you must face every month. They are usually sent by the bank and list your consumption last month. It usually includes account balances, minimum payments, payment deadlines and other important information. At the same time, you can also understand your past consumption records through bills to better control your financial situation.

In addition to the above basic information, the credit card statement will also list the specific records of each purchase. These records include the date of consumption, name of the consumer merchant, product description, etc. This information will help you understand your spending habits and further adjust your spending plans.

If you don't pay your credit card bill on time, the bank will add interest and late fees to your account. These additional fees can blow up your account and seriously impact your credit history. So be sure to pay your bills on time, or at least make the minimum payment. This keeps your account healthy and ensures your credit is in good standing so you'll be treated better on future loan applications.