This may be because you currently do not have a debit card registered over the counter; the charge card and repayment card must be debit cards, and cannot be credit cards or quasi-credit cards. When applying for e-financing through online banking or mobile banking, the collection and repayment card numbers must be the ICBC debit card accounts registered for online banking and mobile banking at the applicant's counter. Warm reminder: Passbooks cannot be used as payment card numbers.

When applying for cash installment/e-financing loans through electronic banking, if you encounter the prompt "You do not have a debit card registered with electronic banking that meets the conditions", it is because there is no qualified loan in your electronic banking registered account. Caused by debit card. The details are as follows: 1. For cash installment, you need to use a local debit card with the same name registered at the counter or at self-service; 2. For e-debit, you need to use a local debit card with the same name registered at the counter

ICBC Business Introduction

1. Liability business: RMB savings; foreign currency savings; savings traveler's checks; foreign exchange borrowings; interbank RMB and foreign exchange placements; issuance of financial bonds, etc.

2. Asset business: short-term, medium-term and long-term RMB and foreign exchange working capital loans, fixed asset loans; foreign exchange transfer loans; housing development loans; loans with special purposes; consumer loans (car consumption loans; Personal large-amount durable consumer goods loans; personal housing loans); entrusted loans and specific loans; bill discounting; subscription business of treasury bonds and policy financial bonds; interbank RMB and foreign exchange placements; project loan evaluation and credit rating, etc.;

3. Intermediary business: RMB cash settlement, transfer settlement; international settlement; agency business (collection and payment; agency for the issuance, clearing, redemption and custody of corporate bonds, stocks, treasury bills and other securities; gold spot buying and selling, trading Clearing, physical delivery, gold leasing, gold project financing; gold clearing transactions; agency issuance of financial bonds; agency insurance; agency custody of securities and valuable items; rental of safe deposit boxes; agency policy financial business or other financial institution business, etc.) ; RMB and foreign exchange bank card business; information consulting business (credit investigation; asset evaluation; financial information consulting; industry information network services; issuance of RMB deposit certificates);

4. Foreign exchange intermediary business (import issuance of certificates) ;Import collection; outbound remittance; notification of incoming certificates; negotiation; collection; inward remittance; foreign exchange settlement; foreign exchange sale; traveler's checks; foreign exchange sales and purchases on behalf of clients; acceptance and discounting of foreign exchange bills; foreign exchange guarantee; foreign exchange deposit certificate; Agency for the issuance of foreign currency securities other than stocks; agency for the purchase and sale of foreign currency securities other than stocks; foreign currency exchange; opening working capital accounts for projects utilizing loans from international financial organizations);

5. Financing and Performance guarantee business; merchant banking business (financing consulting and syndicated loan arrangements; corporate financial consulting; corporate overseas listing); personal financial services; investment fund management, custody and sales; other entrusted and entrusted asset management; corporate credit rating and other intermediaries Business etc.