Application conditions:

1. aged 18 to 60 years old, with full capacity for civil conduct;

2. Have a good credit record;

3. Have working income and repayment ability.

Application materials:

1. Identity information: copy of resident ID card or military officer's card;

2. Proof of work and income;

3. Other financial certificates: such as a copy of the real estate license, a copy of the automobile driving license, a copy of the deposit certificate, etc.