Credit card sealing means that the credit card is frozen and can no longer be used. It is the bank that seals the card.

Credit cards are usually blocked for reasons. One is that credit cards are risky, the other is that credit cards are considered cashed out by banks, and the other is that credit cards are overdue.

if there are risks, such as spending money frequently in China, but suddenly there is a large overseas transaction, the bank will think that there is a risk of being stolen, so in order to reduce losses, the card will be blocked. The overdue card may be blocked because it has not been repaid for three consecutive months, and it has been blacklisted by the bank, and the account has been used by money laundering, fraud, terrorist financing and other illegal acts.

Extended information:

Note:

1. After the credit card is sealed, it must be repaid in full in one lump sum.

2. If the credit card is frozen due to overdue credit card, the overdue amount should be returned as soon as possible;

3. After paying off the credit card debt, the cardholder can call the credit card customer service center of the bank to explain the situation. Usually, the bank will unfreeze it.

4. After that, the cardholder should repay the loan on time, so as not to cause any overdue.

5. If the bank thinks that the credit card has been cashed out, you can submit your proof materials, such as bills paid by credit cards, to the bank outlets, and you can usually unseal it after showing the proof materials.

Baidu encyclopedia-credit card blacklist