Credit card loading is actually a sub-account under a credit card. This account transfers part of the cash in your designated savings card or part of the limit in your credit card.

This transfer part is also called an e-wallet, which can support some current quick pass services, such as swiping a bus card or shopping in a supermarket. When making consumption, you do not need to swipe the card, but use contactless consumption. . Because the e-wallet function is aimed at daily consumption, the amount is generally designed not to be high, such as 100-1,000 yuan. For example, when the balance in your e-wallet is less than 100 yuan, 1,000 yuan will be automatically deducted from your designated card. To supplement this amount, whether to use this function depends on how many such services are opened in your local area, such as whether the buses in your city can swipe cards in this way, etc.