Bank of Communications Global Credit Card cannot be used in China.
Bank of Communications Global Credit Card is a product that fully meets customers' overseas card demand. Global credit card is a US dollar credit card, which supports overseas US dollar consumption. You can use VISA/Plus, MasterCard/Cirrus to spend money in overseas merchants, and you can also withdraw cash from ATM.
Global cards are divided into two grades: basic edition and elite edition. The gold card is the basic version, and the black card is the elite version. The charging standards are as follows:
1. Annual fee for black card of main card/supplementary card (per card): 500 yuan /0 yuan; Gold card: RMB 200 yuan/100.
2. Loan interest (daily): 0.5 ‰
3. The late payment fee (for each payment) shall be charged at 5% of the unpaid part of the minimum repayment amount, with a minimum of RMB 65,438+00 or USD 65,438+0 yuan.
4. The cost of issuing a new card (each card) is RMB 65,438+05, and 35 yuan will be charged for expedited processing.
5. Loss reporting fee (50 yuan RMB per card).
6. Cash withdrawal handling fee (per transaction) Credit line Cash withdrawal handling fee: 1% of the transaction amount is charged for overseas cash withdrawal through VISA/MasterCard network, with a minimum of $5 per transaction.
7. Excess deposit recovery fee: 0.5% of the transaction amount is charged for RMB recovery in China, with a minimum of 10 yuan and a maximum of/500 yuan; Domestic dollars are collected through the counter, charging 0.5% of the transaction amount, with a minimum of 1 dollar and a maximum of $50. 0.5% of the transaction amount is charged for overseas cash withdrawal through VISA/MasterCard network, with a minimum of $5.
8. Transfer fee (per transaction)
Handling fee for transfer of excess deposits: 0.5% of the transaction amount is charged for RMB transfer in China, with a minimum of 10 yuan and a maximum of 500 yuan.
For domestic USD counter transfer, 0.5% of the transaction amount is charged, with a minimum of USD 65,438+0 and a maximum of USD 50.
Bank of Communications-Bank of Communications Global Credit Card
What do you mean by jcb before Ping An Credit Card and cirrus after it? Can I swipe my card on MasterCard's pos machine?
According to the description, this card has two credit card limits abroad, one is UnionPay and the other is JCB.
1. swipe your card on JCB international route and settle in US dollars. Each transaction will be charged with an exchange fee of 65438+ 0.5% of the transaction amount (if the consumer directly settles in US dollars, no exchange fee will be charged). After the bill is settled, you can open the function of purchasing foreign exchange and repay the dollar bill in RMB.
2. You can also spend money by credit card on overseas UnionPay lines and settle directly in RMB.
What does the cirrus cloud behind the Bank of Communications credit card mean?
The logo of MasterCard ATM card. This sign means that you can use this card to withdraw cash from the ATM with the corresponding sign.
Urgent Questions about Great Wall International Credit Card (Zhuojuan Card) of Bank of China.
You can complete the credit card application online through Bank of China Mobile Banking, WeChat official account, Colorful Life APP, online banking and official website (). If there is a bank outlet in China nearby, you can also bring your ID card and other valid documents, as well as proof of economic source and income, and fill out an application form at a bank outlet in China to apply. Before March 3, 20091,2065438, you can participate in cashback activities in consumption abroad with Zhuojuan study abroad card of Bank of China. Details of the event can be found through the official account of "China Bank Credit Card" WeChat and Colorful Life APP.
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.
Hello, my Ping An credit card has jcb in front and cirrus behind it. What does that mean?
Cirrus is the symbol of MasterCard's ATM card, and we have cooperation with this organization. Our JCB credit card can also withdraw money from ATMs with cirrus logo.
Warm reminder: The domestic withdrawal fee and interest charges of Ping An Credit Card are as follows:
1. Domestic cash withdrawal fee: 2.5% of the cash withdrawal amount, with a minimum of 25 yuan RMB per transaction.
2. Cash withdrawal interest: Ping An Credit Card does not enjoy interest-free repayment of cash withdrawal transactions. From the date of cash withdrawal, interest will be charged at the daily interest rate of 0.5 ‰, and compound interest will be charged on a monthly basis until the date of repayment.
You can log on to Ping An Bank Credit Card official website, and click on the "Card Usage Guide" to learn more about card charging information.
If you encounter any questions about credit cards next time, you can also ask Xiao An on WeChat. Please click on the official WeChat website of Ping An Bank Credit Card to experience a different "Ping An Micro Life". Ann looks forward to your question.
What is the relationship among MasterCard, Maestro and Cirrus?
They are all from MasterCard.
On the one hand, the existence of these brands is the result of multi-source brands.
There are different differences among the three, which can also be said to be different division of labor.
MasterCard is mostly a credit card and has the widest acceptance.
Maestro and Cirrus are mostly acceptable debit cards. MasterCard can definitely be used, but not vice versa.
MasterCard is a bank card jointly issued by banks in mastercard international and around the world.
MasterCard is committed to providing consumers around the world with a more convenient and efficient financial payment environment. MasterCard provides global business links for global financial institutions, governments, enterprises, merchants and cardholders through consulting services of payment joining, processing centers and payment industry. With MasterCard_, Maestro_, Cirrus_ brands, credit cards, debit cards and prepaid cards as core products, and innovative multifunctional platforms such as MasterCardPayPass,
So much for the introduction of cirrus credit card.