The conditions are the same as applying for other credit card products of China Merchants Bank. The credit card itself is a personal product. Ordinary credit cards also have personal names marked on them, so there is no need to pay any card production fees.

The most important conditions for applying for China Merchants Bank are: the main card applicant should be between 18 and 60 years old (overseas residents between 25 and 60 years old), have certain financial capabilities and have a good credit record. The credit card application result shall be subject to actual review by China Merchants Bank. When applying for a China Merchants Bank credit card, the applicant needs to provide a China Merchants Bank credit card application form and a copy of the front and back of the ID card (foreigners: passport and residence permit or employment permit; Taiwanese: Taiwan Compatriot Card and Employment Permit; Hong Kong and Macao residents: returning home) Certificate and Employment Permit/Residence Permit) and work certification documents issued by the unit.

In addition, providing the following information will help the credit limit, such as: a copy of the savings account statement of China Merchants Bank in the past three months; the original asset balance certificate of the financial account opened by China Merchants Bank; a copy of the real estate certificate ( (including my name) + a copy of any water, electricity and coal invoice of the property in the past 3 months; a copy of my car driving license.