Scammers take advantage of the characteristics of school students who lack rich social experience and weak awareness of prevention, constantly innovate their fraud methods, and repeatedly target college students.

The following are the main means currently used by criminals to commit telecommunications and network fraud crimes against college students:

1. Online game false transaction fraud: scammers publish and buy and sell games on social platforms, game communities, etc. Advertising information such as equipment, game accounts, low-price sales of game coins, etc. Students are induced to trade on fake game trading platforms, and then the scammers use the names of "registration fees, deposits, unfreezing fees" to induce them to pay, and finally blacklist the students.

2. Part-time job fraud: Scammers promote and release part-time job information through recruitment platforms, social software and other channels. On the grounds that opening an online store requires rapid improvement of credibility, they recruit people to engage in online part-time job fraud and promise to trade in part-time jobs. Afterwards, the shopping costs will be immediately returned with additional commissions, and students will be deceived with "zero investment", "risk-free", "daily payment and daily payment". When making the first order, the scammer will give the student a small rebate to give the student a taste of the sweetness and encourage the student to continue making purchases! When students make large-scale fraud transactions, scammers will refuse to refund money for various reasons and block them.

3. Impersonating customer service fraud: Scammers purchase relevant information about online shopping customers through illegal channels, pretending to be customer service personnel of reseller platforms, claiming that there are quality problems with the goods they buy online; or pretending to be customer service personnel of express delivery companies, saying that the express delivery is lost and requires Provide refunds and compensation to victims. Then they send fake compensation websites, QR codes or online conference rooms, asking students to fill in bank card number, verification code and other information, and then steal the victim's bank card.

4. Online loan fraud: Scammers publish false information such as loans and credit cards through the Internet or text messages, and include "no mortgage", "zero threshold", "low interest rates" and other misleading statements to attract victims focus on. Scammers pretend to be bank customer service personnel or loan company staff to test the loan repayment ability, pay deposits, taxes, agency fees, etc., and require the victim to transfer money, or defraud the victim's bank account and password information to directly transfer money and consume. Commit fraud.

5. Campus loan cancellation fraud: For students who have registered online loan platform accounts or have loan records, they falsely claim that "according to relevant national policies, they need to cooperate with the cancellation of their accounts, otherwise personal credit will be affected"; for students without For students who have registered an account on an online loan platform or have no loan record, the fraud crime states that "your identity information has been stolen and you have registered an online loan account. You need to cooperate in canceling it, otherwise your personal credit report will be affected."

To prevent telecommunications network fraud, you can refer to the following methods

First, take strict precautions and improve your identification ability. Do not trust calls and messages from unknown sources, do not disclose personal information about yourself and your family, and do not transfer money to unfamiliar bank accounts. If you really need to transfer money, please carefully verify the other party's account, identity information and transfer reason. If you encounter a scam, call 110 immediately to call the police.

Second, keep your feet on the ground and don’t aim too high. Be more careful about all kinds of "online part-time job" and "job hunting" information, don't easily believe the "preferential" terms offered by the other party, don't be tempted by high salaries, and resolutely put an end to illegal activities such as renting out mobile phone numbers and bank cards through fraud. Do not submit a deposit without verification, and do not easily reveal your ID card, bank card, verification code and other information.

Third, consume rationally and resist bad online loans. Don’t have the idea of ????consumption ahead of schedule, and consume wisely. Understand the relevant financial loan knowledge and laws and regulations. When borrowing a loan, you should first measure your repayment ability. College students currently do not have the ability to repay the loan. It is not recommended to take out a loan without a job.

Keep the precautions in mind:

1. Do not transfer money to unfamiliar accounts;

2. Do not transfer money to safe accounts;

3 , Do not transfer money to accounts with risk warnings;

4. Do not transfer money to unverified websites, APPs, or QR codes;

5. Do not pay deposits in advance, Transfer fees, taxes, etc. from online lending companies.

6. When you answer the phone and meet strangers, hang up the phone whenever you mention bank cards;

7. Hang up whenever you talk about "winning a prize";

8. As long as the call is transferred to the XX Public Security Bureau, Procuratorate, and Court, I will hang up;

9. All text messages that ask me to click on the link will be deleted.

10. Never click on links sent by people you don’t know on WeChat;

There are various fraud methods, so you must be more cautious and don’t believe that things will fall from the sky. pie. Many people have experienced being defrauded, amounting to hundreds or even millions, and they may not be able to get out of it for a long time. If you are deceived, you must call the police. It is not shameful to be deceived, but the scammer should be ashamed. May we all successfully complete our studies during college! Protect yourself from scams!