When the credit card fails to repay on time, in addition to collecting interest and liquidated damages, it will also affect the personal credit record and affect the later handling of personal credit or financial and other private businesses;

If the repayment is not made on time, the bank has the right to recover the money through legal channels or collection departments. It is recommended to repay the loan as soon as possible. For details, please call Ping An Credit Card Customer Service at 955 1 1-2.