Credit cards can be exempted. For bank credit cards with annual fee exemption, credit card frequency or credit card frequency is generally used. Card, you can waive the annual fee of the current credit card or the annual fee of the next year. Users must do this. At this stage, the annual fee for credit cards in the banking industry has not been cancelled, and many of them are still charging as usual. However, most banks will cancel the annual credit card fee policy after spending at least three times a year.

Can I apply for cancellation of the annual credit card fee?

The annual credit card fee cannot be cancelled, but ordinary cards can swipe their credit cards six times during the year and pay the annual credit card fee. Moreover, these high-level cards, such as platinum cards and gold cards, cannot pay the annual credit card fee according to the frequency of credit card swiping.

How to avoid paying the annual credit card fee

A credit card that does not pay the annual credit card fee can also be considered as overdue. If it is in loans overdue, it will cause overdue credit records, which will endanger the personal credit report. If the annual credit card fee is never paid, the credit card will probably be frozen and used, and it will be difficult to apply for a loan from the bank or a bank credit card later.

If you are blacklisted by the banking industry because you owe the annual credit card fee, you will lose a lot because of trivial matters. In addition, the annual credit card fee can generally be waived within the specified time. If you don't want to pay the annual fee, you can use the method of free credit card consumption.