Conditions for applying for an ICBC credit card: To apply for an ICBC credit card, you must be at least 18 years old, work at the place where the card issuer is located, and your income is stable and above the local average. ICBC credit card will be audited according to the applicant's comprehensive assets, and the final ICBC credit card will be subject to the actual approval results.

ICBC's credit card is the credit card with the highest circulation in China. The main types of ICBC's credit cards are:

Peony International Credit Card, Peony Credit Card and Peony Credit Card; According to the brand of ICBC credit card, it is divided into: Peony Visa Card, Peony MasterCard and Peony American Express Card; According to the credit rating, it is divided into: platinum card, gold card and ordinary card; According to the issuing object, it is divided into business cards and personal cards, in which personal cards are divided into main cards and auxiliary cards.

Extended information:

Charge standard for ICBC credit card:

1. Annual fee standard:

Annual fee for ordinary domestic cards in 5 yuan and Golden Card in 1 yuan; International dual-currency card ordinary card fee 1 yuan, Golden Card 2 yuan; Business ordinary card 2 yuan, Golden Card 4 yuan; Platinum card 2 yuan; The annual fee of all supplementary cards is half of the annual fee of the main card.

2. Annual fee exemption policy:

ICBC's annual fee collection standard is to use it first and then collect it, that is, the annual fee will not be collected until the account is opened for one year. In this year, as long as you swipe 5 or 5, yuan (3 student cards or 3, yuan, 16, points for Platinum cards or 2, yuan for free), the annual fee for the current year will be exempted. At the same time, ICBC does not charge an annual fee for opening a credit card.

3. Policy of permanently exempting and exempting the annual fee of ICBC's credit card:

For platinum card holders, if they spend a total of 4 million RMB, they can be granted the preferential treatment of permanently exempting the annual fee of their main and secondary cards. For individual cardholders with gold and ordinary cards, if they have no bad credit history and have held various credit cards of ICBC for more than 1 years (including 1 years) since the implementation of these Measures, they can be given a permanent annual fee-free discount for the main and secondary cards in an account.

Note: ICBC does not charge an annual fee if it does not open a credit card.

4. Handling fee for cash advance:

There is no handling fee for the local bank; Rmb withdrawn from different places is charged at 1% of the amount, with the lowest 1 yuan RMB and the highest 1 yuan; Foreign currency is charged at 2.9% of the amount, with a minimum of HK$ 3 or US$ 3 or Euro3 (including domestic and overseas). Platinum card domestic transactions are free.

5. Interest-free repayment period:

The longest repayment period is 56 days, and its billing date is the last day of each month.

Baidu Encyclopedia-ICBC Credit Card

China Industrial and Commercial Bank-Intelligent Customer Service