Credit cards and loans cannot be applied for second-hand cars purchased in installments. To apply for a credit card or loan, you need a stable source of repayment and a good credit report. Used cars purchased in installments can be used as proof of assets and cannot directly apply for credit cards. Or a loan;

1. Bank credit card application conditions

1. The applicant should be between 18 and 60 years old;

2. Have a stable job and Income;

3. Good personal credit record.

2. Bank credit card application materials

1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a copy of the front and back is required), military personnel need to provide a military ID card Copy;

2. Work certificate: It can be the original work certificate issued by the unit where you work (please indicate the specific company name, department, position and income, and stamp it with the company seal or personnel seal) , or a copy of the work permit/plate;

3. Proof of financial resources: It can be a salary record issued by a bank, or an income tax withholding certificate, or documents proving the market value of houses, cars, deposits and investments (such as real estate certificates/ A copy of your car driving license/bank time deposit receipt) and other documents that can prove your financial level.

4. Other documents available for reference include: social insurance personal account list for the past 6 months, water and gas bills, credit card bills from other banks, etc.