Bank of Communications Credit Card Participate in activities and swipe your card to get card swipe bonuses. So what are the card swipe bonuses used for? Now let me introduce to you the situation of credit card payment.

1. The concept of credit card credit

Card credit is a reward benefit that only qualified credit card owners can enjoy. Cardholders can obtain it by participating in Bank of Communications credit card activities that provide card swiping bonuses. For example: the "Redtest Friday Supermarket Enjoy 5 Gold Rewards for Swiping Cards" activity and the "Redtest Friday Come on Come on and Enjoy 5 Gold Rewards for Swiping Cards" campaign, etc. The card swipe bonus received by the cardholder can be used to offset the transaction principal of related transactions with the Bank of Communications credit card within the specified validity period, available range, quota and other special rules. Different from cash rebates, card credit has a specified validity period, usable range, amount and usage rules. Of course, more importantly, card credit cannot be withdrawn directly.

2. Query the method of credit card credit

When the credit card credit has been entered into your credit card credit account, you will be notified via text message and will be included in the credit card statement. , it will also display the effective accumulated credit balance as of the statement date. At the same time, you can also self-check through the following methods:

? Log in to the official website of the credit card to inquire: visit the homepage of this website, log in to my credit card, select Easy Accounts - Points/Card Credits to query credit card credits.

Quick query methods include

? Log in to Bank of Communications Credit Card Online Banking to query;

? Log in to Bank of Communications Mobile Banking to query at any time;

?Call the 24-hour customer service hotline on the back of your credit card.

3. How to use card swiping funds

All card swiping funds have a corresponding scope of application. Cardholders can use Bank of Communications credit cards within the available range of card swiping funds to deduct them. The principal amount of the transaction. The usage range of credit card credits can be checked and confirmed through the corresponding activity content on the credit card website or the corresponding activity promotion text message.

Cardholders of Bank of Communications credit cards should really pay attention. If you get card credit for consumption, you must remember to use it. Although you cannot withdraw cash, it is the same as cash deduction.