What credit card does China Construction Bank usually use?
The credit cards of China Construction Bank are all called Longka. Ordinary people use the ordinary dragon card with this name, but it is graded. This determines what card to give according to the applicant's income, deposit situation and application category. Of course, rich people use VIP credit lines, which will be much higher than ordinary cards.
What kind of credit cards does China Construction Bank generally handle?
For domestic use, you can choose Vipshop, Hot Purchase Card, etc., and for foreign use, you can choose global payment card and dual currency.
How to use Word credit card of China Construction Bank?
Word Credit Card of China Construction Bank is a kind of world travel credit card, which is cooperated by China Construction Bank and Ctrip. com。 Like ordinary credit cards, there is an additional Ctrip member function.
How to use CCB credit card without a card?
CCB credit card can be used without a card, and it can be paid quickly only by binding a third-party payment software.
Alipay binding bank card fast payment:
1 Log in to Alipay account;
② Enter account settings;
③ Find the payment method;
④ Choose express payment and add a bank card;
⑤ Select bank card type and debit card type;
6. Fill in the bank card and the mobile phone number of the bank card. Alipay must be authenticated by real name. Then the mobile phone will receive the SMS check code, and then click OK to bind successfully.
Bank card is bound to Tenpay to realize fast payment;
① Log in to Tenpay website and log in to the account;
② Click "Quick Payment" on the left menu after entering;
(3) "Click to open immediately", and you need to bind the bank card before opening;
④ Fill in the cardholder's information, the bank and the mobile phone number reserved in the bank;
⑤ Fill in the verification code received by the mobile phone for confirmation;
⑥ Express payment was successfully opened.
Bank card and WeChat binding:
① Open WeChat and log in;
2 click "I";
3 click "wallet";
4 Click "Bank Card";
⑤ Click "Add Bank Card";
⑥ Fill in the cardholder's name, bank card and reserved mobile phone number;
⑦ If the payment password has been bound and set, you need to enter the payment password first;
⑧ Click "Next" and enter the SMS verification code;
Pet-name ruby click ok to complete the binding.
What credit card does ICBC usually apply for?
You can apply according to your own business needs:
At present, there are many credit cards with ETC function, such as ICBC Global Travel Card, Chimelong Card, IGO Credit Card, American Express Card, Single Chip Card and Dual Currency Credit Card.
What is the credit card limit of China Construction Bank?
In fact, the amount of credit line has nothing to do with the type of card you apply for, and there is no general concept of credit line. The key depends on your personal credit. After you apply for this card, the bank will conduct a comprehensive review based on the information submitted when you apply, combined with your income and personal credit. So I'm not sure how much credit can be used, because different people apply for the same card, and the credit is completely different. If you provide proof of financial resources when applying, it will also be helpful for your card limit review. But the specific amount should be fully audited.
Will the use of CCB credit card be implicated in CCB savings card?
The use of CCB's credit card will not affect CCB's savings card, but if it is overdue, the bank will take certain measures.
The consequences of overdue credit cards are:
I. Bank Credit Card Banking Center will charge late fees and interest:
1. The late payment fee is calculated as 5% of the unpaid part of the minimum repayment amount, and the minimum repayment amount is RMB 10 yuan or USD 1 yuan.
2. At the same time, the bank will charge five ten thousandths of daily interest for the whole bill.
Second, the influence of credit.
1. If it is overdue within one month, it will be deemed as overdue once. As long as it is overdue, even once, it is more difficult to increase the quota;
2. If it is overdue for 3 consecutive times or accumulated for 6 times, there will be a bad credit record, and it will be difficult to borrow money and apply for a credit card in the future;
3. After a certain amount and time, the bank will freeze the credit card.
How many credit cards can China Construction Bank handle?
There is no limit to how many credit cards a person can apply for. The credit card limit under one ID card in a bank is shared, that is to say, you applied for two cards in a bank, one with a credit limit of 5000 and one with a credit limit of 10000. The card of 5000 is used up, and the other card can only be used up to 5000. The card of 10000 is used up to 5000.
China Construction Bank credit card 1 10,000 upgraded to 50,000?
Need to increase temporary quota or fixed quota ~
Supplementary financial materials, such as certificates of deposit with the same name, vehicle driving license and real estate license. ....
Call customer service on the back of the card to apply for cash withdrawal. Try it ~
What credit card is good for CCB?
Depends on what type you need. For example, CCB has co-branded cards that cooperate with shopping malls, Hualian Dragon Card and New World Dragon Card. If you fly frequently, CCB has China Eastern Airlines Dragon Card. This card can enjoy CCB points, which can be exchanged for China Eastern Airlines miles. If you have a car, you can get a driving card, which contains a lot of preferential information for the owner. For example, if you spend more than 20 thousand yuan a year, you can enjoy the next one. It actually depends on some of your needs.
What kind of card does CCB Global Pay Credit Card belong to?
CCB Global Payment Dragon Card is a standard platinum card level credit card of CCB, and it is a full-currency credit card product.
Meaning: CCB Longka IC Platinum Credit Card is a brand-new UnionPay standard chip credit card launched by China Construction Bank, which has all the financial functions of traditional magnetic stripe credit card and the rights and interests of China Construction Bank UnionPay Zunshang Platinum Credit Card, and also provides cardholders with higher security, more functional services and better user experience.
Featured services:
Exclusive priority service provides three priority services: customer service hotline acceptance, temporary quota adjustment and disputed money.
5 million yuan aviation accident insurance cardholders can enjoy 5 million yuan aviation accident insurance by swiping their cards to buy air tickets or tourist tickets (including air tickets).
Platinum secretarial services include business travel, ticketing, restaurants, quality food, golf, tennis and other booking services.
Platinum preferential merchants provide preferential consumption and VIP treatment for platinum quality merchants and top clubs in major cities at home and abroad, involving catering, leisure and health care, health care and other fields.
UnionPay Platinum Points Courtesy selects high-end merchants and well-known brand chain merchants to provide cardholders with UnionPay exclusive points rebate service.
Business travel and air ticket booking services provide domestic/foreign air tickets, hotels and holiday products booking services; Provide ticket reservation for more than 20 key cities in China, including the inquiry, reservation, payment and distribution of tickets for performances, dramas and concerts.
Unionpay Platinum Exclusive Service Unionpay has set up four theme clubs: golf, tennis, wine and women. After registering on the UnionPay Platinum Card website, cardholders can enjoy booking golf, tennis and exclusive activities of various clubs.
There are many kinds of credit cards in CCB. Which one should I choose?
Customers can log on to the homepage of CCB official website, learn about various card rights through "Credit Card-Credit Card Application", and then choose to apply for a credit card according to their own preferences. If the credit card products applied by customers are aimed at a specific group of people, they can apply at CCB outlets.
(In case of business changes, please refer to the actual situation. )
What is CCB's global payment credit card?
CCB Global Payment Credit Card is called Longka Global Payment Credit Card.
CCB Global Payment Credit Card is a standard platinum card, belonging to one card type, but there are two versions, one is China UnionPay +VISA, and the other is China UnionPay +MATER. The same rights and interests, different overseas channels.
Longka global payment card is universal at home and abroad, and all transactions (including credit card consumption, online consumption, withdrawal, etc. ) automatically purchased, converted into RMB and deposited in the RMB account of Longka Global Payment Card.
How many cards does China Construction Bank have?
Construction bank card category:
1. Debit cards of China Construction Bank include Dragon Card, Wealth Card, Private Bank Card and Lugang Dragon Card.
2. The credit cards of China Construction Bank include: Longka Global Payment Credit Card, Longka Easy Loan Credit Card, Longka Hong Kong, Macao and Taiwan Travel Card and Longka Olympic Credit Card.
CCB Credit Card is a credit card issued by China Construction Bank, all of which are named "Longka". There are different types of dragon cards, dragon card business cards, dragon car cards and so on. , to meet customers' domestic and overseas transactions, home care, installment financing and other consumer needs.
Cash withdrawal amount:
Outside the country, the daily withdrawal (withdrawal) of ordinary cards does not exceed 500 dollars, the gold card does not exceed 1000 dollars, and the monthly withdrawal does not exceed 5,000 dollars. The credit card of China Construction Bank provides customers with cash withdrawal service, and the cash withdrawal fee must be paid. According to the relevant regulations of the People's Bank of China and the SAFE, the daily cash withdrawal (cash withdrawal) of each card in China is no more than RMB 2,000 (except cash withdrawal at overpaid outlets).
Cash withdrawal (cash withdrawal) includes overdraft cash withdrawal and overpayment cash withdrawal, one is overdraft cash withdrawal and the other is overpayment cash withdrawal. Overdraft cash withdrawal is a small cash loan provided by China Construction Bank, which helps customers flexibly allocate funds when they are in urgent need.
The overdraft withdrawal limit is set according to the customer's card usage, and the maximum is not more than 50% of the customer's credit limit. In addition to the cash withdrawal fee, domestic and foreign overdrafts have to pay interest and do not enjoy interest-free treatment. Overpayment cash withdrawal refers to the withdrawal of deposits or overpayments from the card when the customer repays.
Overpayment can automatically increase the available amount of the main card, but does not increase the available amount of the auxiliary card. If it is necessary to increase the available amount of supplementary cards, the main cardholder should call the 24-hour service hotline of China Construction Bank to apply. If the customer withdraws the overpaid part of more than 2000 yuan on the same day, he must go to the counter of CCB outlets to handle it.
So much for the introduction of CCB credit cards.