51 Credit Card Manager is a popular credit card management software that is easy to use, but many people have raised questions about the security of the software. So is 51 Credit Card Manager reliable?
Have you signed an agreement with the bank?
Bank: Risks cannot be avoided
When opening the software, users have two registration methods: online banking registration and email registration. In order not to reveal his bank number and online banking password, Mr. Yan He used the email registration method. However, once the email is registered, the software can automatically import electronic bills. He is a little uneasy because he always pays attention to personal information. It doesn't matter if the email is stolen. What if the personal information on the bill is leaked?
The user agreement in the software shows that the software is actually a self-research software of Hangzhou Enniu Network Technology Co., Ltd., used to organize important documents collected from bank card information under registered accounts. At the same time, the company The website states that as of July 2014, the cumulative downloads of the APP have exceeded 30 million, and the number of credit cards managed has exceeded 16 million.
Since it is only a self-research software of a certain company, that software allows you to enter bank numbers and online banking Password, is it safe to automatically import electronic bills?
It is safe, otherwise there would not be so many people using it! Regarding whether the software is risky, the company's employees answered happily. Users need to use online banking accounts and passwords, but the software is only a third-party interface and the user's information is invisible. At the same time, the company has signed service agreements with relevant banks. The bank allows it and the security is high.
Can I check my personal application record?
Recruitment Center: It is recommended not to use it
Open 51 Credit Card Manager, click on the application report in the service, enter your name and ID number to complete the account registration, and you can check your Application record. This function looks very attractive. But, can this record be trusted? Can the personal information being queried be protected by this butler?
Information from the homepage of the Recruitment Center of the People's Bank of China shows that there are currently two inquiry methods for credit record inquiries. One is that more than 2,100 branches of the People's Bank of China across the country can inquire on-site, and the other is that this year At the end of May, 18 provinces (municipalities and autonomous regions) including Beijing have been included in the trial, which can be queried on the service platform on the homepage of the recruitment center.
Currently, the application center does not have any third-party applications such as mobile software. Query method. A staff member of the Recruitment Center of the People's Bank of China said that the risk of querying on a third-party platform is inevitable.
Passed CFCA security certification?
CFCA: ??only cooperation without certification