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How to use overseas credit cards in China? Which credit cards can be used?

1. UnionPay, MasterCard, VISA, and JCB cards are all accepted. Whether it can be used abroad depends on which organization's card the foreign card swiping machine and the cash withdrawal machine support. Domestic debit cards and credit cards have joined different organizations. For example, UnionPay cards can be used on any machine with the UnionPay logo at home and abroad. VISA cards can be used on domestic and foreign machines with the VISA logo. There are also MasterCard, JCB, American Express, etc.

2. Notes

1. Not all places can swipe the card. You can check the name of the issuing organization on the credit card, such as: MasterCard, VISA, JCB, etc. You need to go to a responsive POS. You can swipe it at a machine, such as a Chinese UnionPay card. When going to foreign countries, you must find a POS machine with the UnionPay logo, unless the credit card is a dual-currency card.

2. Overseas consumption is generally settled in U.S. dollars. If you hold a non-U.S. dollar credit card such as Japanese yen or euro, there will be a handling fee of three thousandths, and you will need U.S. dollars to repay when you return home. There will also be a handling fee.

Extended information

There are currently six major credit card organizations in the world, namely VISA International and MasterCard International, as well as American Express There are four professional credit card companies: American Express, China UnionPay Co., Ltd., Diners Club, and JCB Japan International Credit Card Company (JCB).

Master Card

MasterCard INTERNATIONAL is the second largest international credit card organization in the world. In 1966, some banks in California established the Interbank Card Association, and in 1970 the name and logo of Master

Charge was used to unify the names and designs of credit cards issued by member banks. In 1978 The name was changed again to MasterCard in 2016. MasterCard International owns

MasterCard, Maestro, Mondex, Cirrus and other brand trademarks. MasterCard International itself does not directly issue cards. MasterCard-branded credit cards are issued by members of financial institutions that participate in MasterCard International. In 2012, it had approximately 20,000 members and more than 21 million merchants and ATMs.

Reference materials Baidu Encyclopedia International Credit Card Organization