Available amount is the amount you can use to overdraw at present.
The balance indicates the current overdraft amount of your card. If it is negative, it means that there is overpayment, that is, you have saved more money.
Available line = credit line-balance, 6000-(- 1383)=7383, and your available line should be 7383. If your available quota is only 2000, there are two possibilities. 1, you have the amount that has been consumed but not recorded. After you spend, the available amount will change immediately, but the balance will not change until it is recorded. 2. Your installment will occupy your credit line. Only after the repayment is recorded in each period will the quota be gradually restored.
If you see this information on the atm, can you withdraw it? The withdrawal limit is set at 50% of your credit card limit. If your quota is 6000, you can get 3000 by withdrawing cash. However, for overdraft withdrawal, each card can only withdraw up to 2000 per day, so the available withdrawal amount displayed on the atm is 2000.
Extended data:
Annual fee-free policy: swipe your card for 3 times or 18 times (excluding special cards such as business cards and car cards) to avoid the annual fee for the following year.
Withdrawal fee: domestic: 5‰ of the transaction amount, with the lowest 2 yuan and the highest 50 yuan; Overseas: 3% of the transaction amount, with a minimum of $3.
Multi-account management: quota sharing, multiple CCB cards, one billing date and independent repayment.
Online payment: Alipay: it can be used after online registration, with a single payment and a one-day limit of 500 yuan.
Installment business: support interest-free installment for specific merchants (3, 6, 12). After a single consumption exceeds 1000 RMB, you can apply for installment by phone (3,6,0/2,0/8,24), and different handling fees will be generated for each installment according to the number of installments.
Billing date: There are multiple billing dates every month, and the cardholder can change it once a year within the validity period of the card.
Currency: RMB, RMB/USD, RMB/Euro.
Baidu Encyclopedia: CCB Credit Card