The most worthwhile credit cards of China Construction Bank are:

1. CCB Long Card Global Payment Credit Card

The biggest feature of it is that you can accumulate double the amount when you use foreign currency to spend abroad. With points, you will also receive aviation accident insurance of up to 5 million yuan, and you can enjoy VIP service discounts at airports around the world. The annual fee for its main card is 160 yuan/year, but if you spend more than three times a year, the annual fee can be waived. Veterans with overseas consumption needs can apply for this card

2. CCB Barbie Beauty Credit Card

It is a card issued for fashionable women and young customers who have dreams, confidence and wisdom. They can enjoy Barbie’s exclusive benefits, exclusive discounts on hot purchases, and global special offers. Comprehensive air travel protection and other rights. The annual fee for its gold card is 80 yuan, and the annual fee for the regular card is 160 yuan. The annual fee is waived for the year you apply for the card, and the annual fee for that year is also waived if you swipe the card more than three times a year. You can get double points when you spend in department stores, beauty salons, restaurants, fitness and movie theaters on Saturdays. If you like to spend money, you can apply for this product.

3. CCB Dragon Card Family Beloved Credit Card

It is an exclusive credit card product issued by China Construction Bank for family customers. It can meet the all-round needs of cardholders and family members. Its unique feature is that the same account has a limit of * **Exclusive, split card use, unified repayment, all **enjoyed, points to realize your dream. The annual fee for its UnionPay main card is 580 yuan/year and the supplementary card is 300 yuan/year. However, before December 30, 2020, you can enjoy the annual fee-free activity for two supplementary cards for each main card. VISA moderator attached The card is free of annual fees within the validity period of the card

4. CCB JOY Student Edition

It is an exclusive credit card product issued by CCB for young people under the age of 35. To enjoy the different consumption needs of young customers, you can enjoy a minimum repayment amount of 5%, which effectively relieves the financial pressure of young customers. There are also related rights and interests such as hot purchase discounts and comprehensive travel protection. College students who are in their first semester or above You can also apply

5. CCB Vipshop Dragon Card

Vipshop Dragon Card is a credit card jointly issued by China Construction Bank and Guangzhou Vipshop Information Technology Co., Ltd. It not only has the features of Dragon Card Credit Card Basic consumption, payment functions and rights. At the same time, you can also enjoy Vipshop’s special discounts and rights such as 10% off the entire store and a 2% direct discount, points exchange for gifts, etc. This product is more suitable for people who often consume at Vipshop. Those who need it can apply

Extended information:

If the China Construction Bank credit card needs to be activated, as long as it is not the first time for the customer to go online After receiving the card, directly select the credit card activation menu in the online banking/mobile banking client to handle card opening and password setting.

Alternatively, customers can call China Construction Bank’s service hotline at 95533 or 400-820-0588 for self-service activation through voice service; press “0” to connect to the manual service channel and apply for activation from customer service personnel. Customer service staff will help open a card as long as they verify the customer's identity information.

Of course, if it is the first time for a customer to apply for a China Construction Bank credit card online, they generally have to go to an outlet to activate it, and cannot activate it by themselves. After all, there has been no business dealings before, so China Construction Bank requires customers to go to the branch in person to confirm their identity.

Everyone needs to note that if you are not applying for a card that charges a hard annual fee, you don’t have to rush to activate it. You can just activate it when you need to use it. Of course, if you are applying for a card that charges a hard annual fee, it is better to activate it as soon as possible so that you can repay the annual fee in time to avoid it being overdue.

Building a credit card limit increase:

1. Make more purchases with your card. It is best to maintain more than 20 stable purchases every month, mainly small purchases. You can also Make a few large purchases appropriately.

2. China Construction Bank likes overseas consumption, so those who have the ability can use CCB credit cards when spending overseas.

3. Repay on time and maintain a good repayment record. Be sure not to have overdue bad records.

4. When your personal financial assets increase, you can also submit new assets and financial assets certification materials to the bank, and then apply to the bank for an increase.

5. Apply for installments appropriately. You can choose to make a few more purchases during the holidays, and then apply for installments after the holidays. However, the installment should not be too long, 3 or 6 installments is enough, and the amount of the installment should not be too large.

6. You can apply for a temporary quota first to use it.

3-day grace period for CCB credit card:

The 3-day grace period for CCB credit card starts from the repayment date and is the third day after the due repayment date. Repayment within the grace period is deemed to be a timely repayment by the user. For example, if the user's payment is delayed due to the repayment method, and the payment is not successful on the repayment date, as long as the repayment funds are received before 7:00 a.m. on the third day after the repayment date, the user will be considered normal. Repayment.

If the repayment funds have not arrived before 7 a.m. on the third day of the grace period, the user will be deemed to be overdue. If the funds arrive later, it will also be considered an overdue repayment.