You can apply for installment payment with Minsheng Bank credit card as long as it is not cash withdrawal but direct consumption.

Minsheng Bank credit card installment payment is divided into the following three categories:

1. Free installment

The cardholder’s single consumption amount with Minsheng Bank credit card is no more than RMB 800 Between RMB 10,000 and RMB 50,000 (excluding cash advances and various interest charges), cardholders can apply for interest-free installments in 3, 6, 9 and 12 installments before the current bill date. Cardholders can apply for installment payment by calling Minsheng Bank's 24-hour customer service hotline or logging into online banking. The installment fee rate is as follows:

II. Merchant installment

When Minsheng credit card holders make a one-time large-amount purchase at a merchant designated by China Minsheng Bank for installment payment, they can pay the installment fee at the designated After completing the transaction on the POS machine, you can directly pay the total amount of the purchased goods or services in installments.

3. Credit Card Mall Installment

You can log in to the Minsheng Bank Credit Card Mall to select the products you need, and then pay in installments in the mall.