Credit cards can be canceled manually.

1. Three common methods of canceling credit cards:

1. Cancel the card by phone. You can easily cancel your card by making a phone call without leaving home. Credit cards from many banks can be canceled with just a phone call:

1) Credit cards from China Merchants Bank and China Guangfa Bank. Cardholders only need to call the customer service number. If there is no balance or balance in the card, the manual counter will cancel the card immediately;

2) CITIC Bank, if there is no balance or balance in the card after dialing the customer service number, The card will be automatically canceled after 7 days;

3) Everbright Bank, it takes 1 month to cancel the credit card over the phone;

4) For credit cards from Bank of Communications, Minsheng and other banks, when calling customer service, It can be officially canceled after 45 days.

It should be noted that the person who cancels the card over the phone must do so in person, and customer service will verify the information with the person who canceled the card over the phone.

2. Cancel the card at the outlet. There are also some banks that require cardholders to bring their ID cards and credit cards to any local branch to cancel their cards. After filling in the account cancellation application form, the bank will report a copy of the cardholder's ID card and the filled account cancellation application form to the head office. After a period of time, the cardholder can call to verify whether his or her credit card has been cancelled.

3. Cancel the card at the designated location. There are also a few banks that require you to go to a designated location to cancel your credit card. It should be noted that after going to the designated location to cancel your credit card, it is best to call to confirm whether the card cancellation was successful.

Extended information:

Account cancellation refers to the abbreviation of canceling the bank account of the account opening unit. When a bank account is required to be canceled due to reasons such as cancellation, merger or relocation of an organization, the account cancellation procedures should be completed with the bank where the account was opened.

When canceling the account, the (loan) account balance will be settled, and then the deposit (loan) balance will be settled with the relevant vouchers issued by the unit, and various blank important vouchers will be returned at the same time. After the account is closed, the unit that closed the account shall be fully responsible for all problems arising from failure to return blank important vouchers. When a current savings deposit account requires the account to be settled, the passbook must be withdrawn and canceled.

Reference: Baidu Encyclopedia-Credit Card Cancellation