1. Different issuers: MasterCard brand credit cards are issued by members of financial institutions participating in mastercard international. Visa brand credit cards are issued by members who participate in visa international organizations.
2. Different consumption regions: Visa accepts more merchants in Asia and Australia, while MasterCard's main customers are in Europe and North America. However, with the expansion of the business of the two major card organizations, both of them can now be basically used globally.
3. The numbers at the beginning of the card number are different: the card number of MasterCard brand credit cards generally starts with "5", while visa starts with "4".
4. Different activities: Compared with foreign countries, Visa has fewer activities in China, and the types of activities are relatively few, with poor richness, while Mastercard has more activities in China;
5. Different annual fees: If some high-end business cards can't be exempted from annual fees, most visa cards will have higher annual fees than Mastercard credit cards.