Need to go to the local bank outlets. CITIC Bank provides a number of financial services and can provide loans to all sectors of society. Personal credit loans account for a large proportion in the loan business of CITIC Bank. In many cases, individual credit loans can apply for installment payment.

The cardholder can apply for interest-free installment payment if the current bill amount reaches more than 800 yuan. However, consumers who have spent money in shopping malls and made a single installment cannot use the bank's request for re-installment payment.

Extended information 1. Age requirements: domestic residents must be between 18-65 years old, and foreigners must be between 25-65 years old;

2. Job requirements: have a stable work unit, income and fixed residence;

3. Credit requirement: no bad credit record (how to establish a good credit record)

Note: CITIC Magic Credit Card is only used by women. The supplementary card applicant must be the parent, spouse or child of the main card holder, aged between 16-65.

Baidu Encyclopedia-China CITIC Bank Credit Card