According to domestic credit card overdue regulations, banks may freeze the cardholder’s property after six months of overdue payment. The specific situation is as follows:

First of all, after a credit card is overdue for 6 months, the bank has the right to take freezing measures to protect its claims. This means that banks can temporarily restrict cardholders' accounts and assets to ensure that overdue credit card debt can be collected.

Secondly, banks usually go through legal procedures before freezing the cardholder's property. The bank will first apply for a court ruling, and the cardholder will receive relevant notices before the freeze and have the opportunity to plead and defend.

Finally, the specific freezing range will be determined based on the actual situation. Banks may freeze cardholders' bank deposits, stocks, funds, real estate and other types of property. The freezing time is also limited, usually within a certain period. Before the expiration of this period, the cardholder can take appropriate measures to unfreeze the property.

To sum up, after a credit card is overdue for 6 months, the bank may freeze the cardholder's property, but the specific freezing scope and time will vary depending on the situation. Therefore, if a credit card is overdue, the cardholder should promptly contact the bank to resolve the overdue problem to avoid the risk of property freezing.

Supplementary information:

After the cardholder makes overdue credit card repayments, the bank will first carry out collection work, including telephone notifications, email reminders, etc. If the cardholder fails to repay the balance within a period of time after the overdue period, the bank may take further measures, such as entrusting a third-party agency to collect the card, or even take legal proceedings to protect its rights and interests.

In addition, overdue interest rates and late payment fees are generally stipulated in credit card contracts. If the cardholder incurs these additional charges after the expiration date and his property is frozen, he may have to bear greater financial losses. Therefore, it is important to pay off your credit card debt on time.

Summary:

After a credit card is overdue for 6 months, the bank may freeze the cardholder's property. The specific scope and time vary depending on the situation. Cardholders should repay their arrears in a timely manner to avoid the risk of overdue situations and property freezing.

The above is the answer based on domestic credit card overdue regulations. If necessary, be sure to consult the relevant financial institution or legal professional for more accurate information.