Legal analysis: No, if citizens need to cancel their accounts due to death, double accounts and other reasons, they need to take back their bank cards based on their accounts (ID cards) and can no longer use them.

Legal basis: Article 8 of the Regulations on Household Registration in People's Republic of China (PRC), if a citizen dies and is buried in urban or rural areas, the head of the household, relatives, dependents or neighbors shall, within one month before the burial, declare the death registration to the household registration authority and cancel the household registration.