If you are using a China Merchants Bank credit card and make installment purchases through Apple’s official website, if you enter through the Apple section link of our online mall (_cmb), it is currently interest-free and free of handling fees. You can choose from the following Issues 1, 3, 9, 12, etc.; if you purchase installments directly through Apple’s official website, you can choose issues 3, 6, 12, 18, 24, etc., and a handling fee will be charged. The rates are 2.5% and 3.5% respectively. , 5%, 7.5%, 10%. China Merchants Bank credit card users can apply for installment payment service if they purchase products for more than RMB 300. The maximum order limit is RMB 150,000. The customer service phone number on Apple’s official website is 400-666-8800