Credit cards have no transfer function and can be used for card consumption and online payment. If you need to use cash, you can try to apply for a flexible payment.

Smart money refers to Ping An Bank credit card holders (only principal card holders can apply, supplementary card holders cannot apply) to meet their own consumption needs, one-time payment within the Ping An credit card credit limit You can withdraw cash within the available cash limit in full or according to a certain proportion of overdraft, and repay the principal and a certain amount of handling fees in installments. If you need to repay in advance, you need to apply.

To apply for smart money, you must meet the following conditions:

(1) The applicant is the holder of the main card (additional cards cannot apply), and the cardholder has been holding the card for 3 months ( Including) and above.

(2) The currency is limited to RMB, and the application amount must be an integral multiple of 1,000 yuan, with a minimum of 2,000 yuan and a maximum not exceeding