1. There is no interest-free period for cash withdrawal. Since the current trading day, interest will be calculated at the daily rate of 0.5 ‰, and compound interest will be calculated monthly.

2. If the repayment is not made in full and on time, the ordinary credit card consumption part will not enjoy interest-free treatment, and interest will be calculated for each transaction from the bookkeeping date, with the daily interest rate of 0.5 ‰ until the closing date.