A profitable credit card - Ping An One Wallet Huayang Credit Card

Today’s credit cards are no longer just a payment method for advance consumption. In this fiercely competitive market, if If you have no characteristics and no progress, you will easily be eliminated. Ping An Bank has launched the industry's first Internet + credit card - Ping An One Wallet Huayang Credit Card. This is a credit card that makes money.

Features of Internet + Credit Card

Ping An One Wallet Huayang Credit Card has the following features: "You can decide your limit", "You can make money while you spend money", "You can still make money after spending it", "You can still make money after spending it", The more you earn, the more you earn” and other innovative features.

This credit card is different from traditional credit cards. The limit of the Yiqianqian Huayang Credit Card is decided by the user himself. The credit card consumption limit is determined by the current assets deposited into the Yiqianqian account, or the regular financial management purchased by the user. The One Wallet account is connected to monetary funds, and you can enjoy the expected annualized expected return of current financial management immediately upon depositing it; while the One Wallet regular financial management provides a variety of options with low threshold and high expected annualized expected return. Users can use the Yiqianqian Huayang Credit Card within this limit, and can make purchases offline wherever there is a POS machine. They can also bind the card to make online purchases, and withdraw cash from ATM machines.

In addition, the Yiqianqian Huayang Credit Card will randomly provide additional cash consumption rewards based on the user's consumption situation, which will be returned to the user's Yiqiang account. It can be said that "the more you spend, the more you earn."

On the consumer side, Ping An One Wallet has already cooperated with well-known e-commerce companies such as Yihaodian and Gome Mall to provide users with online shopping services. The One Wallet Huayang Credit Card is paired with the One Wallet Account, which combines physical cards with virtual accounts to meet users' various fund usage needs in one stop, including financial management, consumption, cash withdrawal, and payment collection. Make Yiqianqian have both deposit management and consumer credit functions.

Other credit card money-making models

In fact, there has been a credit card money-making model before. For example, Bank of Communications has a "make money while doing it" function, which binds the loan from any bank. Charge the card, then bind it to automatic repayment. After completing the "earn while doing it" contract, you can enjoy the expected annualized return that is much higher than the expected annualized interest rate of current savings. At the same time, you can also enjoy the credit card due repayment. Daily automatic repayment service, financial repayment kills two birds with one stone. But the difference from the Yiqianqian Huayang Credit Card is that the Bank of Communications credit card has a limit, while the Huayang Credit Card limit is set by yourself.

How to use credit cards to make money

The methods of using credit cards to make money are as follows:

1. Participate in more activities of credit card banks. For example, you can earn enough money by spending at designated merchants. There are also activities such as discounts, discount coupons, and gifts for accumulated consumption.

2. Credit cards have a certain interest-free period. If you make a purchase one day after the bill date, you can enjoy up to 50 days of interest-free. You can make good use of this time to manage your finances and gain profits.

3. Use credit card points to redeem points. Credit cards generally have points after payment. Points can be exchanged for some airline miles, coupons, some platform memberships, commodities, etc.

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How to use credit cards to make money? You need such a guide

With the popularity of credit cards, many people are accustomed to swiping credit cards when making purchases. In addition to allowing us to enjoy the convenience of early consumption, credit cards also hide the attribute of making money. If used well, they can add to our daily income.

1. Get good gifts when you apply for a card

Each bank has a task of issuing cards, so the competition between banks is very fierce. In order to attract new customers, they use various methods Activities that provide gifts when applying for a card, such as a big-brand trolley suitcase for new households who apply for a card, or hundreds of yuan in credit card credits. Although generally each new household can only enjoy it once, it can be considered a small fortune when converted into cash value.

2. Use the interest-free period to revitalize your funds

The biggest advantage of a credit card is that you can enjoy the interest-free period. The longest interest-free period can be up to 56 days. However, you can use the buffer period during this period to use the money to pay off the credit card to buy some short-term financial products to earn interest, and then repay the credit card when it expires. This is also a way to make money from money.

3. Make full use of credit card points

We usually use credit cards to accumulate points, which can then be used to redeem gifts and various coupons, such as sweeping robots, Starbucks coupons, etc. , although it may cost a lot of points, you can still save some money than buying it directly by yourself. By the way, points from many banks will be cleared, so you need to redeem them within the validity period to avoid wasting them.

4.

Cashback for overseas consumption

If you often spend abroad, you must remember to use a credit card that can provide cashback overseas, such as China Construction Bank’s visa card, etc. In fact, some banks are very generous in offering cash rebates for overseas purchases, some even as high as 15%. When eating, shopping, shopping, refueling, etc., make good use of the credit card in your hand to save yourself money.

This is the end of the introduction on how to make money with credit cards and bank credit cards. I wonder if you found the information you need?