The low credit card limit can't meet the demand of use, which has become the focus of many cardholders. Therefore, it is urgent for cardholders to quickly increase the credit card limit. In this issue, Rong 360 introduces several tips for quickly increasing the quota. \x0d\ Understand the bank transfer method \x0d\ Temporary credit card transfer-the cardholder applies for a temporary credit line for the first time after successfully applying for a credit card for the first time. Most banks stipulate that it takes three months to open a card, so just call the customer service center to apply. Generally speaking, a temporary credit line is valid for 30-90 days. \x0d\ After successfully applying for a credit card for the first time, the cardholder applies for a permanent credit line for the first time. Most banks stipulate that it takes six months to open a card, so you can call the customer service phone of the credit card center to apply. The bank will decide whether to approve the permanent increase of the credit line and give the withdrawal scope according to the personal credit card usage. \x0d\ The opportunity for banks to actively adjust the credit line \x0d\ is getting worse and worse in the domestic credit card market. Most banks have stepped into the era of intensive cultivation from horse racing operation, and it has become a strategy for banks to actively increase the credit line for normal credit card holders. Under normal circumstances, the bank \x0d\ will take the initiative to increase the cardholder's credit card limit before the peak consumption periods such as New Year's Day, Spring Festival, May Day and Eleventh. In addition, if the monthly consumption limit of your card often reaches 60% of the usage limit-100%, the bank will take the initiative to withdraw the amount for you according to the usage. \x0d\ Tips for daily use and quick withdrawal of credit cards \x0d\ 1. Always swipe your card \x0d\ In daily life, you'd better get into the habit of swiping your card whenever you get the chance. On the one hand, you can use the interest-free period of the bank for free and add a little extra wealth management income for yourself. On the other hand, you will become an active user of the bank invisibly. Usually the bank will give a quota reward to the active users of the bank. \x0d\2。 If the consumption amount is high \x0d\ and the large consumption is irregular, the repayment can be made normally afterwards. These cardholders are usually defined as quality customers. After judging whether the cardholder has a large demand, the limit will be raised as appropriate. \x0d\3。 Sustained and stable consumption time is long. \x0d\ Generally, for credit cards with cardholders over 1 year and monthly transactions for each bill, the bank will take the initiative to withdraw the amount for these customers. If customers take the initiative to apply for permanent withdrawal, the chances of bank approval are greater. \x0d\4。 Cardholders who frequently withdraw cash by credit card installment \x0d\ have a very high risk coefficient to the bank, but cardholders who withdraw cash at the same time have the highest contribution to the bank; The risk of staging users is relatively low, but the contribution is not low. Therefore, for credit cards that mainly rely on interest and intermediary business as income-generating means, cash withdrawal and installment users are the favorite of banks, and the relative success rate of applying for credit line withdrawal will be high. \x0d\5。 The threat of card withdrawal \x0d\ In the era of racing around with credit cards, if customers receive the application for card withdrawal, they will often beg in every way, ask why, and then give cash withdrawal, gifts and other incentives. However, for some state-owned banks or joint-stock banks with large card issuance, this method has gradually fallen behind and the success rate is very low. \x0d\ Finally, a high credit card amount does not mean everything. As long as it can meet personal consumption needs, it can be used normally. Cardholders should develop a good habit of using their cards, use them according to their personal spending power, and don't swipe their cards indiscriminately.