Have you ever heard of IHG credit card? IHG Credit Card is the abbreviation of Chase IHG Rewards Club Select Credit Card. It has some unique uses. Here are the advantages and disadvantages of IHG credit card that I have summarized:

Advantages:

1. 60k 5k $50 card sign-up bonus: you can get it with one purchase $50, you can get 60,000 IHG ??Points when you spend $1,000 within 3 months of opening the card. Add an Authorized User and make one purchase to get an additional 5,000 IHG ??Points. The highest sign-up bonus in recent years is 100k 5k.

2. The original value of IHG Points is approximately 0.7 cents/point (valuation of hotel points). However, when you hold this card, you will get 10 points back when you use points to book an IHG hotel, which means the actual value of the points is 0.78 cents/point. Points required to redeem hotel tiers: IHG Reward Redemption Chart. So its maximum sign-up bonus of 100k 5k is worth about $819!

3. Starting from the second year, you will get one Free Night every year after paying the annual fee! This Free Night is not limited to levels, so it is extremely awesome. You can choose the most high-end one to stay, and you can easily spend $300 worth of it!

4. You can get 5x IHG Points when you stay in IHG hotels, 2x on meals, supermarkets, and gas, and 1x on other purchases.

5. Give away IHG Platinum membership. Note that after 2015.6, the sign-up bonus of this card will no longer be counted in the Elite Qualifying Points of IHG Spire members, and the points earned from consumption will still be counted in the Elite Qualifying Points.

6. No Foreign Transaction Fee (FTF).

Disadvantages

1. The annual fee is $49, and the annual fee is waived in the first year.

2. It should be noted that Free Night cannot be accumulated and is only valid for one year.

This is the IHG credit card information that I know. Each credit card has its own advantages and disadvantages. I hope that all card friends can find the most suitable credit card for themselves.