When you decide not to use Industrial Bank's credit card, there are three main ways to cancel:

First, telephone cancellation is a quick way. After ensuring that there is no debt in the credit card account and the balance is zero, call the credit card customer service hotline of Industrial Bank, and after transferring to the manual service, clearly apply for cancellation to the customer service staff.

secondly, if you are near the bank's physical outlets, you can choose to go in person. Take your ID card and credit card and fill out an application form for account cancellation. Usually the bank will confirm the cancellation status with you by phone after processing.

the third way is to go directly to the bank counter and bring the same documents. If the account is in arrears, you may need to bring cash to pay it off. But please note that if you lose your credit card, you can only handle it at the counter.

before cancellation, there are several important things to pay attention to: first, all the arrears must be settled before closing the account to avoid the failure of closing the account; Secondly, make sure that you don't have other credit cards in use, because usually you can't cancel more than one at the same time; The application for account cancellation usually takes effect after 45 days. It is recommended to contact the bank again after 45 days to confirm whether the cancellation has been completely completed.

if the credit card has new accounts payable within 45 days after account cancellation, you will still be responsible. After 45 days, the account will be automatically closed without any extra operation.

The above information comes from the official guide of Industrial Bank, so please follow these steps in the cancellation process to successfully complete the credit card closing process.