Ping An Credit Card will not be charged for exceeding the credit limit. During your transaction, our system will monitor your consumption in real time. If it is judged that the credit limit is insufficient, it will be evaluated in advance, and the credit limit will be increased according to the comprehensive score, so as to avoid the embarrassment caused by your failure to swipe your card, and there will be no additional procedures. In order to avoid transaction failure, it is suggested that you pay attention to your available quota and spend within it; You can log in to Ping An Pocket Bank APP- Credit Card-My Credit Limit for inquiry.

Reply time: September 3, 2020. Please refer to the latest business changes announced by Ping An Bank in official website.

[Ping An Car Owner Loan] A car can be loaned up to 500,000 yuan.

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