The limit adjustment is comprehensively determined by the system with reference to the customer's consumption type, frequency of card use, repayment record, income stability and other aspects. You can try to apply through the following methods.

1. You can directly call the Ping An Bank credit card customer service hotline and follow the voice prompts to handle it yourself

2. Pocket Bank APP-Credit Card-My Limit-Increase Limit

3. Ping An Bank Credit Card WeChat Official Account - "Service. Loan" - "Amount? Increase"

4. Verify your identity through the Pocket Bank APP and enter the online customer service or call manual customer service

For the application limit, the system will score based on the customer's card usage in recent months, including the following aspects:

1. Whether the frequency of consumption is high. The credit card is used based on the actual needs of the customer, although it is not mandatory. The number of credit card swipes per month is required, but in general, the more frequent the use, the more helpful it will be in terms of relative credit rating.

2. Whether the types of consumption are rich, such as hotels, restaurants, etc., which can be counted as points transactions. The richer the consumption types, the better.

3. Whether the monthly bill is paid on time will also be considered. Whether it is paid in full or only the minimum payment amount every month, it will be regarded as normal repayment.

Response time: 2020-05-25. For the latest business changes, please refer to the official website of Ping An Bank.