With the development of the social era, people's lifestyles are also undergoing tremendous changes, and payment methods are also undergoing tremendous changes. From the earliest shells, copper wires, gold and silver, and food stamps to today's RMB, its development speed is astonishing. As well as credit card payment, QR code payment, WeChat payment, Alipay payment, etc. used today. These popular payment methods are constantly enriching people's lives, but everything has its pros and cons. There may be some secrets behind what looks like insurance payment methods that we are not aware of. Is QR code payment necessarily safe?

We know that WeChat payment and Alipay payment both scan other people’s QR codes and then pay. However, some people try to tamper with the merchant's QR code. When consumers scan the merchant's QR code, the consequences can be imagined. It is reported that QR code payment has changed the original payment method and opened up a new payment method. Regarding its risks, experts have not yet proposed relevant solutions. Controlling the risk level of QR code payment is directly related to consumers’ privacy and property security. When using QR codes to pay, we should increase our vigilance. What is the purpose of emergency stop?

We know that QR code payment and virtual credit card are both the responsibility of the central bank. Faced with the risks arising from QR code payments and virtual credit cards, the central bank cannot sit idly by. As a very possessive institution, the central bank likes to have everything in its own hands and the feeling of being in control of the overall situation. I would like to ask such an organization, when it finds that it cannot control it, what is the best thing to do? That's right, emergency stop is so simple and crude. But we also know that in today's era of network technology development, virtual credit cards are the general trend, and this cannot be blocked artificially. The general trend is unstoppable.

We mentioned earlier that CCTV called for an emergency suspension, but there are still stubborn officials who emphasize the suspension, and their intentions are understandable. They also understand that a complete stoppage is impossible, and it is just blinding their own eyes. The eyes of the masses are sharp. Today, with the rapid development of technology, virtual credit cards and QR code payments are just a little bit of this trend. Just like the iceberg we see, we only see the tip of the iceberg. Virtual credit cards will definitely be widely used in the near future.