No.

Failed loan deductions will not affect your credit report. The lending institution will have an automatic repayment account every time, and the system will automatically debit the account for repayment. However, if the automatic deduction of the loan fails, it will lead to overdue repayment, which will have a negative impact on your credit history. Therefore, it is recommended to contact the lending institution in time to understand the reason for the failed deduction and take measures as soon as possible to avoid overdue payment.