With the increasing use of credit cards, many people have handled several credit cards. Due to the irregular use of credit cards, credit cards have been downgraded, and many people have doubts about whether they can repay after being downgraded. So, is it impossible to repay after the credit card is downgraded?

Is it impossible to repay the loan after the credit card is reduced?

After the credit card is reduced, the total credit limit will become a reduced amount, and then the reduced amount will become a negative number, that is, the amount that the cardholder needs to repay. Repayment after credit card reduction is only to pay off the debt, and there is no available credit line, so it cannot be brushed out; However, if there is an available credit limit in the credit card after the cardholder repays, it can be swiped out.

Under normal circumstances, credit cards can be used normally as long as they are paid off if they are not downgraded due to risks. However, if the credit limit is reduced due to irregular use or overdue, the credit card is likely to be frozen and cannot be used normally.