Pufa Credit Card overdue10.2 million yuan. At this time, you should negotiate with the bank first. On the surface, you are not maliciously overdue, but have insufficient repayment ability. Apply for partial interest reduction or extension of repayment period. In the case that the bank agrees to negotiate repayment, the user can borrow money from relatives and friends first, then pay back the credit card after borrowing the money, and then pay back the money from relatives and friends.

Pufa Credit Card has all the basic functions of a general credit card, including: the global universal function of spending by more than 20 million merchants at home and abroad and withdrawing cash from 840,000 ATMs; The interest-free repayment period is as long as 50 days; Circulating credit function that can be freely controlled; Supplementary card function that can be shared with family.

1, RMB/USD dual currency settlement

The credit cards of Shanghai Pudong Development Bank are settled in RMB and USD respectively. When the cardholder uses this card in China, it will be settled in RMB; When the cardholder uses it abroad, it will be settled in US dollars. After returning home, he can choose to return the amount spent abroad in US dollars or RMB.

2. Universal

This cartoon is used by more than 20 million merchants around the world, and more than 840,000 ATMs around the world withdraw cash.

3. Repayment in RMB in consumption abroad.

You can sign up for consumption and withdraw cash within the credit line without depositing any cash in advance, and experience the relaxed and advanced consumption mode.

4. Interest-free repayment period

This card can enjoy the interest-free repayment period of consumption while experiencing the new life of the contracted account. If you sign an account with this card (excluding cash withdrawal), you can enjoy an interest-free repayment period of up to 50 days from the trading day to the due repayment date. Cardholders only need to pay off the current balance on the statement before the due repayment date, so they don't have to pay interest for these expenses.

5. Minimum repayment amount

This card also provides a minimum repayment amount. The minimum repayment amount is the minimum amount that needs to be returned every month. Cardholders are free to choose this repayment method, which can reduce the repayment pressure while flexibly handling their own funds (the minimum repayment amount and interest-free repayment period cannot be enjoyed at the same time).