The steps to apply for a VISA credit card are:

1. First, the applicant needs to choose a suitable bank to apply for a credit card. Before applying for a credit card, the applicants must bring their personal ID card, Work certificate, income certificate, social insurance payment certificate, etc.

2. Go to your favorite bank to fill out the VISA credit card application form and provide proof of personal identity.

3. To apply for a VISA credit card, applicants need to provide proof of personal income and professional work certificate.

4. The bank may require the borrower to provide proof of assets, which will help increase the VISA card limit.

5. If a college student applies for a VISA card, the applicant needs to provide his or her personal ID card, student ID card and other relevant documents.

6. The bank will review the applicant's application information. After passing the review, the bank will send a credit card to the applicant.

7. After receiving the credit card from the bank, the applicant needs to go through the credit card activation procedures. After activation, it can be used.

VISA is an international card issuing organization. VISA International is operated and managed by the Visa International Service Association (Visa International Service Association) located in San Francisco, California, USA. VISA International is a non-stock, non-profit international bank card organization composed of more than 21,000 members of financial institutions around the world. Internationally, Bank Americard also had a number of other names before it was called Visa, and Bank Americard's "blue-white-gold" graphic is also used on these cards.

VISA International is one of the world's largest credit card and traveler's check organizations. Visa Credit Card established representative offices in Beijing and Shanghai in 1993 and 1996 respectively. Visa has 17 Chinese member financial institutions and 5 foreign member banks in China, including UnionPay.

VISA credit card is a type of international credit card, and its payment intermediary is the international VISA organization (like China's UnionPay). Because the only payment provider for the Olympic Games is VISA, you can only pay for tickets and purchases at Olympic venues through VISA credit cards.

There are two international payment organizations for international credit cards, one is VISA and the other is MASTER. Payment through UnionPay is settled in RMB, and payment through VISA or MASTER is settled in US dollars, so it is also called a dual-currency card. So when you apply for an international credit card, the application form will ask you to choose whether to apply for a VISA card or a MASTER card.