The methods and regulations for replacing Ping An Bank’s credit cards upon expiration are now explained as follows:

1. How to replace Ping An Bank’s credit cards upon expiration

Ping An Bank will take the initiative Replace cards for eligible credit card users whose cards are about to expire and send them to the user according to their billing address. It is free to replace a credit card when it expires, and users do not need to pay any cost to Ping An Bank.

2. Ping An Bank’s credit card renewal regulations

If the customer does not apply for non-renewal to Ping An Bank one month before the card’s validity period expires, it will be regarded as the customer’s request for renewal. card and pre-made new cards. The renewal card will be produced one month before the card expires. If the customer applies to cancel the card after the new card is produced, the corresponding production fee will also need to be paid.

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Ping An Bank’s full name is Ping An Bank Co., Ltd. It is a cross-regional joint-stock commercial bank controlled by Ping An Insurance (Group) Co., Ltd. of China. It is one of the 12 largest banks in mainland China. It is one of the national joint-stock commercial banks and one of the three major business pillars of Ping An Group. It is headquartered in Shenzhen, Guangdong.

Its predecessor was Shenzhen Development Bank, which mainly engages in financial and credit services.

On March 10, 2022, Ping An Bank released a summary of its 2021 annual report. In 2021, it achieved operating income of 169.383 billion yuan, a year-on-year increase of 10.3%; it achieved net profit of 36.336 billion yuan, a year-on-year increase of 25.6%.

Ping An Bank is a national joint-stock commercial bank headquartered in Shenzhen (SZ000001). Its predecessor, Shenzhen Development Bank, was the first publicly listed national joint-stock bank in mainland China. Ping An of China and its holding subsidiaries are the controlling shareholders of the Bank.

As of June 2021, Ping An Bank has 37,384 employees and provides customers with a variety of financial services through 101 branches and 1,110 business institutions.

Corporate Business

Business Scope

General business items are: handling RMB deposits, loans, settlements, and exchange businesses; RMB bill acceptance and discount; various trusts Business; issuance or sale of RMB securities with the approval of regulatory agencies; foreign exchange deposits and remittances; domestic and overseas borrowings; issuance or agency issuance of foreign currency securities at home and abroad; trade and non-trade settlement; acceptance and discount of foreign currency bills; foreign exchange lending ; Buying and selling of foreign exchange and foreign currency securities on behalf of clients, self-operated foreign exchange trading; credit investigation, consultation, and witness business; concurrent insurance agency business; gold import business; and other businesses approved or permitted by relevant regulatory agencies.

Credit card business

In terms of credit card business, Shenzhen Ping An Bank attaches great importance to the credit card business. On May 21, 2007, it jointly launched the "China Ping An Wanli Tong Co-branded Credit Card" with Ping An Group of China; The "Ping An" credit card was launched in August 2007.

Shenzhen Ping An Bank is committed to creating a "safe" credit card, providing cardholders with all-round safety protection of "consumption safety, home safety, and travel safety", allowing cardholders to experience "one-stop safety" anytime and anywhere. Cards are with you, and peace is with you."