It is a good thing to increase the credit card limit, which means that the user's current credit status is relatively good and has passed the audit requirements of the banking system, so the limit will be increased. If users often overdue or pay the minimum repayment amount, then banks usually do not take the initiative to increase the quota. Users with greater demand after increasing the quota can better meet their own consumption in the follow-up consumption without worrying about insufficient quota. Of course, if users need to use low, then they can leave it alone, and there will be no impact.

Is credit card withdrawal manual or systematic?

The credit card promotion limit is given by the banking system. Credit card promotion quota is generally audited by the system, and then whether to promote the quota and how much is judged according to the results of the system. Because many aspects need to evaluate the cardholder when increasing the credit card limit, manual operation is difficult to complete, so the credit card is improved by the system. Of course, the credit card limit is not automatically increased by the system. Cardholders can take the initiative to apply for increasing the credit card limit, and whether the credit card limit can be increased depends on the results of the system audit.