1. Can I report the loss of a credit card that has not been paid off? In fact, whether a credit card can be reported as lost has nothing to do with the outstanding debt. Regardless of whether there is a debt or not, you can apply to the bank to report the loss. There are two ways to report loss, one is to report loss by phone, and the other is to report loss at the counter. In the former, you only need to call the service hotline of the card issuer and transfer to the manual customer service and let the customer service report the loss; in the latter, you need to bring your valid ID and go to the bank. Handled in person at bank branches. However, it should be noted that some banks' telephone loss reports are only temporary loss reports rather than formal loss reports. This requires everyone to ask clearly on the phone. It will only take effect if you formally report the loss. After the loss is reported successfully, the funds in the credit card will be frozen. Until you get a new card and activate it, the accounts, limit, and points of the old card will be transferred to the new card.
2. How to repay the credit card after reporting it as lost? Because there are unpaid balances on the credit card, you still need to repay normally after reporting the loss, and you must repay before the end of the last payment date of each bill. As for how to repay, before you get the new card, you can transfer the money to the old card number through mobile banking and other channels; after you get the new card, you can repay the money to the new card after activating the new card, or you can Return the old card. Anyway, the old and new cards can accept credit card repayments. The above is the relevant introduction to "Can I report the loss of a credit card that has not been paid off?" I hope it will be helpful to everyone.