1. Log in to the WeChat mobile client and add the official account of "Bank of Communications Credit Card";

2. After entering the official account, click the menu "Easy to use"-"I want to go on stage";

3. After the page jumps, operate as required.

Telephone application

1. Call the customer service number of Bank of Communications credit card "400-800-9888" and transfer to manual service;

2. Apply to the customer service staff for credit card installment repayment;

3. After checking the user's identity, the customer service staff can inform the staging times.

Online banking application

1. Log in to Bank of Communications Credit Card official website;

2. Click "Divide if you want" in the upper left corner of the page;

3. After the page jumps, enter the credit card number and credit card inquiry password;

4. After landing, operate as required.

Conditions and Time for Bank of Communications to Apply for Credit Card by Stages

Application conditions: the total single consumption in the cardholder's credit card account or the consumption arrears in the account is RMB 65,438+0, 500 yuan or US$ 65,438+0,000, or the total single consumption in the Y-Power credit card account of Bank of Communications is RMB 500 yuan or US$ 2, and it does not exceed RMB 350,000 or US$ 65,438+0,5700.

Application time: the cardholder can apply for repayment of a single consumption or consumption debt by installments between the account entry of the consumption transaction and the day before the due repayment date.

Bank of Communications credit card installment fee standard

At present, there are six stages of transportation: 3, 6, 9, 12, 18, 24, and now the handling fee rate of each stage is 0.72%.

Handling fee per installment = total installment principal × handling fee rate per installment corresponding to the number of installments. (The handling fee is charged on a monthly basis)