For cardholders who are about to expire and need to update their ID cards, they really need to go to the branch to update the relevant information to prevent the card from being unable to be replaced with a new card when it expires, or from other special circumstances. Card barrier.

The customer service staff of the Agricultural Bank of China Credit Card Center said: There is no need to go to the bank branch to update the information. This step is only required when the ID number changes. Generally, the ID number will not change when the ID card expires.

In addition, credit card customer service staff from China Construction Bank and Bank of Communications also stated that the expiration of ID cards will not affect general card use.

The customer service staff of China Merchants Bank's credit card suggested that cardholders can fax the front and back of their ID cards to the credit card center and indicate "ID card renewal validity period", and a dedicated person will handle it. Regarding the deadline for faxing, customer service said there are no strict regulations, but in order to ensure that the cardholder can use the card normally, it is best to fax as soon as possible before the ID card expires.

During the process of renewing an expired ID card, if your card use needs are relatively frequent and involve handling some counter services or special business, it is best to update the relevant information at a bank branch in advance, and vice versa. , then you don’t need to bother. After all, the ID card processing time is not very long and can still be completed within half a month.

Don’t forget to notify the bank of other information updates

Compared with the situation when the validity period of the ID card is approaching, some information updates require more attention:

1. Billing address: some Cardholders are accustomed to setting the billing address to the company address or the address of a rented house. However, they often forget to notify the credit card center after changing jobs or moving. This may cause other people to obtain the bill, thus affecting the security of the card.

2. Electronic billing: It is recommended that you do not fill in the company email address when applying for the card, but a personal email address that is commonly used. Otherwise, you should change your electronic billing address as soon as possible after leaving your job.

3. Changing your name: This is a big deal. If the bank is not notified immediately, the trouble will be a chain reaction, and normal card-using life will not be able to continue.

In addition, if you change to a new credit card, don’t forget to update the binding on some software including Alipay, WeChat, and mobile banking to ensure that you can use the card smoothly.