China CITIC Bank will downgrade approval if the subscription conditions are not met. If the application for CITIC Bank i Platinum Credit Card has been approved, it does not mean that a platinum card will be issued. If the bank's requirements are not met, it will be downgraded to a gold card or ordinary card. Card, you can only know the specific situation after getting the card.

1. Income requirements for CITIC Bank i Platinum Card applicants:

1. It is recommended to apply if your monthly salary before tax is more than RMB 5,000.

2. iPlatinum waives the annual fee of RMB 480 for the first year, and swiping the card (including cash withdrawals) 12 times within the billing year will waive the annual fee for the following year. (The annual fee cycle starts from the card approval date)

2. Quick application conditions:

1. Age 25-35 years old;

2. No CITIC Bank platinum card customers;

3. Hold credit cards from other banks with a credit limit of RMB 10,000 or more (inclusive).