1. After the credit card is lost, immediately call the 24-hour customer service hotline of the issuing bank to provide basic information, and apply to the bank customer service for temporary loss reporting (you can directly apply for temporary loss reporting to cancel the loss reporting after finding the credit card). The customer service will prompt you to go to the bank to handle the formal loss reporting with valid documents within a few working days. Please note: if you don't go according to the specified time, the temporary loss report will be invalid.
2. Take your ID card directly to the bank to report the loss. You'd better do it yourself. The procedure will be simpler. If you need someone else to do it in the morning, you need to write a power of attorney and seal it. Do it at the bank counter. If you are sure that you just can't find the card, you can report the loss and change it directly, without waiting for a few days. It is common to report the loss of credit cards, and it will not cause too much loss if it is reported in time.
3. Enter the bank official website, log in to personal online banking, find the credit card loss reporting page, fill in the information according to the prompts, then submit the loss reporting, and go to the bank to reissue the bank card in time. Credit card renewal can generally be obtained within 15 working days, and some banks only need one week.
1. Most banks charge a handling fee for reporting the loss of credit cards. In terms of fees, banks charge different fees, the cheapest is 20~30 yuan, the middle is 40~50 yuan, and the most expensive is 60 yuan. The reissued credit card will be mailed to your billing address within about 15 working days. If you need express delivery, you need to charge an extra courier fee.
2. It should be noted that the new card number reissued after the loss report of the bank credit card is different from the original card, which means that the credit card number reissued by you will change. Although the card number has changed, the amount, overpayment, arrears and integral rights of the original card will generally be directly transferred to the new credit card. And the reissued credit card needs to be activated before it can be used. Credit card activation methods include: phone activation, counter activation, online banking activation, SMS activation, etc.