When making inter-bank transfers through the Rural Credit Cooperative’s online banking, if the amount transferred exceeds the single limit, it means that the amount you are trying to transfer exceeds the maximum single transfer limit allowed by the system. The credit union stipulates that the maximum single transfer limit for personal online banking is 50,000 yuan, and the daily transfer limit is 500,000 yuan.

If you need to increase the transfer limit, you can go to any outlet to apply for a security authentication tool. Regarding credit card limits, different levels of cards have different standards. The limit of universal card is usually between 50-20,000 yuan, while the minimum limit of gold card is 10,000-50,000 yuan.

When using online banking, you need to pay attention to some security matters. First, try to obtain the URL from the bank’s official channels and avoid accessing it through search engines to prevent fraud. Second, set a complex and unique password that is not associated with personal information and is separate from your credit card passwords. Regularly check account transaction records, receive account change notifications, and protect personal information. During use, digital certificates should be properly kept and operations on public computers should be avoided. Finally, be alert to any emails claiming to be under bank system maintenance. Once suspicious, take appropriate measures immediately, such as changing your password or reporting the loss of your bank card.

In general, understanding and following these rules can ensure that your transfer operations in Rural Credit Cooperative Online Banking proceed smoothly while ensuring the security of your account.