CCB Longka Credit Card can deposit money.
the funds deposited in the credit card account belong to overpayment, which can increase the available credit card limit or be directly used for consumer repayment. If there is overpayment in the credit card, the overpayment will be deducted first, and then the credit line will be deducted. If the overpayment is greater than the consumption amount, there will be no overdraft.
In addition, although the overpayment is the money voluntarily deposited beyond the credit card limit, it does not bear interest, and a certain amount of fees are required to take out the overpayment.
Extended information:
1. Overpayment is credit card deposit, and the bank does not calculate and pay interest, which is completely different from savings card.
2. In the regulations on the use of credit cards, withdrawal fees are basically charged for ATM withdrawals. Usually, the standard is .5% of the withdrawal amount, and the lowest 5 yuan is charged.
3. If there is "overpayment", the withdrawal fee will still be charged according to the credit card withdrawal standard. In this case, the cardholder can transfer the overpayment on the credit card to the debit card of the same name of any bank, and then withdraw cash from the debit card. This will reduce the handling fee.
Baidu Encyclopedia-Overpayment