1. At least 18 years old;

2. Hold a valid ID card;

3. No bad credit record;

4. Have a fixed work certificate;

5. Income certificate stamped with the financial seal of the unit;

6. Other financial proof, such as real estate, cars, stocks, bonds, etc.

7. Social endowment insurance certificate.

Second, the materials that must be handed in for credit card processing are:

1. Credit card application form (available in the bank window);

2. Original and photocopy of ID card (you can take the original to the bank for copying);

3. Work certificate and income certificate (which should be stamped by the unit);

4. proof of residence is also required for non-local hukou;

5. Individuals should also provide the following materials: a verified business license or tax registration certificate that proves that they have been in business for more than two years; Business premises contract or ownership certificate (that is, real estate license).