In the United States, 25% of the people are paying their debts, and 2% of the people are young people. The reason is simple, that is, young people in the west have different attitudes towards life from those in China.

And for young people in the United States, they don't borrow money from the bank to buy a house, while young people in China do. This is just that everyone has a different sense of family. Most of the money they borrow is used for their daily needs, that is, to enjoy life. Maybe they borrow money from the bank just to travel once, but this kind of thing is rare in China.

So among all men in the world, China men have the strongest sense of family responsibility, so many foreign girls want to marry China boys because they are more motivated. Moreover, those who take out loans, they don't want to pay back the money so quickly, because they don't want to lose their quality of life because they repay the bank loans, thus creating a vicious circle.

Moreover, the rate of repayment of bank lenders in the United States has been increasing year by year. I remember that in 21, the United States said that the published increase rate should be between 18% and 19%.

in just nine years, the growth rate has reached 6%, which is a very large population. If this form continues, this population will gradually increase.

With this optimistic attitude, it is good to be content with the status quo and enjoy life. But we can't do it blindly and unplanned, which will also bear great pressure on our own lives, just like young people around us now, to touch those so-called micro-loans and online loans, which I think is an irrational behavior.